Farm Credit of Central Kansas understand that income does not always coincide with the date your loan payment is due. We offer cash management services that include interest bearing accounts to help plan for future loan installments, or to accumulate cash for other agricultural needs.

• Mortgage Installment Fund
  The Installment Fund is an interest bearing account into which you can deposit funds to cover future mortgage loan payments. When the loan payment comes due, funds can be transferred to make the payment. This option provides the same interest rate on excess funds that you are being charged, while ensuring your payments are always made on time.
  

• Reserve Fund for
  Mortgage Loans
  The Reserve Fund is an interest bearing vehicle into which you can deposit funds to cover future financial needs. This option provides an attractive interest rate on excess funds. You can withdraw your funds at any time for purposes that may otherwise require a new loan or an increase to an existing one, such as operating needs, livestock, machinery, equipment and real estate purchases.
• Advance Conditional
  Payment Account (ACPA) for Commercial Loans
  The ACPA is an interest bearing vehicle into which you can deposit funds to cover future commercial financing needs. This option provides an attractive interest rate on excess funds. You can withdraw your funds at any time for purposes that may otherwise require a new loan or an increase to an existing one, such as operating needs, livestock, machinery, equipment and real estate purchase.